When it's time to enroll in Medicare, you just go on the government website, answer a few questions, and sign up, right? Well, if you've tuned into one of our previous shows featuring one of our trusted Medicare contacts, Carlos Aguilar, you already know that having an advocate in your corner when enrolling or making any adjustments not only makes the process easier, it keeps more money in your pocket as well. In this episode, Carlos revisits Medicare basics, as well as explains some of the key changes that will be taking place next year, including out-of-pocket drug costs, The Medicare Advantage plan, increased mental health providers, amongst others.

As we continue to delve into the Dimensions of Wellness, Jake leads us on an enlightening journey, unpacking the nuances of the Actionable and Relational aspects. These topics are not linear, and the the dimensions in general are not finite in their definitions. One thing remains abundantly clear though, all of the dimensions are interconnected, and its practice remains unmastered and unconstrained. Thanks again Jake for blowing our minds.

Dr. Brad Baker joins us again for a session in the studio, but this time he'll be on the opposite side of the field on Friday night football games. After serving as the Dana Hills High School Principal for the last five years and reaching new heights in academic excellence there, the San Clemente community welcomes home one of its favorite sons. Dr. Baker, now settling in as the Principal of San Clemente High School, aims to spice up the school spirit as he walks the familiar halls, shaking hands with faculty and students alike. Welcome home Brad...we're lucky to have you.

Think back to the last time that you were facing something traumatic or challenging. Maybe it was something health related to you or a loved one. Maybe it was something emotionally or financially related...maybe it was all three. Jennifer Tumbrello, from Steele Insurance Agency, is back in the guest chair, this time in the newly designed studio, to discuss what it means to truly advocate for someone, even if it means providing support and a safe place for something that you can't directly solve for. Jennifer also provides insight and updates to the California FAIR Plan, and the importance of maintaining appropriate coverages for fire, earthquake, and life insurances.

In this episode, we're joined by Ruth Johnson of Assisting Hands Dana Point to explore the world of Home Care. Ruth shares her personal journey—from leaving a successful corporate career to pursuing a more meaningful path in the Home Care industry. Her story reflects a deep commitment to compassionate, client-centered service. Assisting Hands Dana Point stands out for its holistic, relationship focused approach to care, aligning closely with the values we uphold at Harbor Rock Wealth Management. We’re proud to have Ruth and her team as a trusted resource for our clients and their families. A heartfelt thank you to both Ruth and Marshall for their time and effort in making this episode possible!

So often, our world's most enlightened people are asked the burning question, "what is the meaning of life?" In this latest sit-down with one of our most trusted mentors, Jake Jerome, we dive into this impossible topic with no intentions to definitively answer this question, instead trying to define what it means for us individually to truly live a meaningful life. Join us as we unpack timeless questions about purpose, happiness, connection, self-discovery, and fulfilment. Whether you're searching for direction or simply curious about the human experience, this show offers insight, inspiration, and tools to help you live more intentionally.

Welcome to a powerful conversation about thriving—not just surviving—after 40. In this episode, we dive into what it really means to take control of your health, reconnect with your body, and embrace this chapter with strength, confidence, and clarity. As we spend some time with Heather Mitchell, we explore the unique wellness needs of women over 40, from hormonal shifts and energy levels to mindset, movement, and self-compassion. Whether you’re navigating mid-life challenges, rediscovering your purpose, or simply ready to feel better in your own skin, this episode is packed with insights, inspiration, and practical tools to help you live stronger than ever. Because this isn’t the beginning of the end—it’s the beginning of your power years. Where to find Heather Mitchell and helpful links:    / fitandvibrant   https://biote.com

New year, new Medicare rules. We’ll guide you through the updates with zero jargon and a dash of humor. In this episode, we break down the latest updates you’ll want to know about, from cost adjustments and coverage tweaks to enrollment deadlines that could impact your choices. Don't worry—we’ll skip the legal-ese and get straight to what matters: how these changes affect you (and your wallet). Whether you’re signing up for the first time or double-checking your current plan, this episode will help you feel prepared, informed, and maybe even a little relieved.

Frank Scavo is back in the studio, newly retired from employment and now onto what he best describes as his personal 'redirection.' While spending time writing poetry and Christian hymns is keeping him busy, Frank is still engaged in and has remained influential in the tech space, contributing to his blogs and publishing on Substack. In this episode, we dive into the latest developments in Artificial Intelligence — from breakthroughs in generative models and automation to the growing conversations about ethics and regulation. We’ll explore what these innovations mean for businesses, everyday users, and the future of human-AI collaboration.

What makes a neighborhood school truly special? It’s more than test scores and classrooms...it’s the community that rallies around it. In this session with Principal Yesinia Hogancamp and Foundation DOC Nikki Clinton, we dive into the unique story of Palisades Elementary, where passionate educators, engaged families, and dedicated local leaders have built a culture rooted in opportunity, innovation, and student success. You’ll hear how the Foundation fuels impactful programs that go beyond the basic...supporting enriched learning experiences, expanded academic resources, and meaningful extracurricular opportunities that shape confident, capable students. Also, we explore the power of local partnership and how businesses and neighbors link arms with the school to create lasting impact. A standout example? The 3rd Annual Waves & Wedges Charity Golf Tournament, hosted at Shorecliffs Golf Club this coming March 23rd, where golfers, sponsors, and supporters come together for a day of connection, generosity, and purpose...all benefiting the Palisades Elementary Foundation. This episode is about more than fundraising. It’s about legacy. It’s about investing locally. And it’s about what happens when a community commits wholeheartedly to the success of its students.

In this episode, we sit down with Scott DeLong, Ph.D., a highly successful leader who reached a turning point...one that had nothing to do with profits, growth, or external validation. After years of operating with a command-and-control leadership style, he realized that while his business was thriving, something deeper was missing. What followed was a powerful journey of self-discovery. Scott began to question long-held beliefs about leadership, control, and what it truly means to lead others. Through reflection, humility, and a willingness to change, he shifted toward a more empathetic, trust-based approach...one that not only transformed his organization, but also brought a renewed sense of peace and fulfillment into his personal life. This conversation explores the cost of rigid leadership, the courage it takes to evolve, and the unexpected freedom that comes from letting go of control. It’s a story about growth, perspective, and redefining success from the inside out.

In this episode, we talk with a professional who spent nearly a decade building a career in a familiar setting with a predictable script, only to make the difficult decision to walk away from it. With no prior experience in his new field and no guarantee of success, he chose to lean into uncertainty in pursuit of something deeper: fulfillment, balance, and a more intentional life. This conversation dives into what it really means to make an adult career change...the mental hurdles, the financial considerations, and the identity shift that comes with starting over. We also explore the critical role of family support and how having that foundation made it possible to take a calculated risk into the unknown. If you’ve ever wondered whether it’s “too late” to make a change, this episode offers a grounded and refreshing perspective.