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James Luster

James Luster

Client Relations Manager

A native of southern California, James grew up in San Juan Capistrano, where he embraced the culture and pace of a tight-knit community.  After graduating from Santa Margarita Catholic High School, he went on to play baseball at the collegiate level, earning All-American honors twice, and securing the “Big Stick Award” as the Southern California offensive player of the year in 1999.  Professionally speaking, with over 20 years of experience in the financial services industry, James has an extensive background in business and consumer banking, lending, and additional areas of elevated relationship management.  After 12 years at his previous financial institution, James joined his colleague, Ruben Smith, in opening the doors to Harbor Rock Wealth Management, where they continue their client-first approach to planning and other financial services.  James resides in south Orange County with his wife, Jill, and their puppy, Chili.